EP114: Student Loan Repayment Changes Explained
EP114: Student Loan Repayment Changes Explained
On the go? You can also listen to this episode on Apple or Spotify
In this special episode of Better Skills. Better Doctors., I’m joined by Lauryn Williams of Student Loan Planner to break down what’s really happening with student loan repayment in 2025.
We cover the end of interest-free forbearance, the reality behind the new RAP plan, and the major shifts in income-driven repayment programs that will impact nearly everyone with federal student loans.
Whether you’ve never made a payment, are self-employed with fluctuating income, or borrowed under old rules, this episode gives you the clarity you need to take action.
Lauryn also explains why servicers can’t give you personalized advice—and why a consultation may be the smartest money move you make this year.
This interview was conducted on July 28, 2025.
🌟 Receive $100 off an SLP consult using this link:
We cover the end of interest-free forbearance, the reality behind the new RAP plan, and the major shifts in income-driven repayment programs that will impact nearly everyone with federal student loans.
Whether you’ve never made a payment, are self-employed with fluctuating income, or borrowed under old rules, this episode gives you the clarity you need to take action.
Lauryn also explains why servicers can’t give you personalized advice—and why a consultation may be the smartest money move you make this year.
This interview was conducted on July 28, 2025.
🌟 Receive $100 off an SLP consult using this link:
Do you have over six figures of student loan debt?
For folks with six figure debt, depending on their individual situation, a different loan payoff strategy may be more appropriate than the standard debt repayment route. There are so many repayment programs and strategies available (IBR, IDR, PSLF, PAYE, REPAYE, loan refinancing, etc…) that it can make your head spin.
Your choices for approaching your debt are not binary. It’s NOT a choice between living a comfortable life and paying the minimum forever OR living without any fun while you funnel all your money toward your debt. The middle ground is usually where the best solutions lie. Which is why we have teamed up with Student Loan Planner because they are experts in ALL of the available repayment programs and directing borrowers in the healthcare field to the right program for them that meets that middle ground.
All of their coaches are certified financial planners or advisors, which is super important for ensuring you are being led in the right financial direction beyond paying down your debt. Click the button below for more information on this fantastic service!
Your choices for approaching your debt are not binary. It’s NOT a choice between living a comfortable life and paying the minimum forever OR living without any fun while you funnel all your money toward your debt. The middle ground is usually where the best solutions lie. Which is why we have teamed up with Student Loan Planner because they are experts in ALL of the available repayment programs and directing borrowers in the healthcare field to the right program for them that meets that middle ground.
All of their coaches are certified financial planners or advisors, which is super important for ensuring you are being led in the right financial direction beyond paying down your debt. Click the button below for more information on this fantastic service!
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